Jan. 9, 2012 — NITP’s Tammy Flanagan covers things you should know if you are planning to retire in 2012. It’s never too early to start gathering your paperwork, considering your options and making those decisions. What do you need? What is the difference between FERS and CSRS? What do you do if there is an error? Who has the information you need to estimate your retirement benefits? Whom do you trust to provide you with all the knowledge you need?