The Thrift Savings Plan began 2013 almost exactly how it left off last year. All the regular funds — with the exception of the F Fund, made up of government bonds — and all the target-date Lifecyle Funds posted in positive territory for the month of January.
In fact, the C Fund, which matches the performance of the S&P 500 index and the S Fund, which tracks a broader market of company stocks not covered by the S&P 500, bettered their December performance — posting returns of 5.18 percent and 6.96 percent, respectively.
The I Fund, a mix of international stocks, was up 4.45 percent for the month.
Over the past year, the C, S and I Funds have made steady and often substantial gains, with each fund up about 17 percent over the past 12 months.