Jan Estep is president and chief executive officer of NACHA — The Electronic Payments Association. NACHA oversees the Automated Clearing House (ACH) Network, the backbone for the electronic movement of money and data.
As president and CEO, Estep guides NACHA’s daily operations and rulemaking processes, and encourages the development, promotion, and use of electronic payment solutions such as Direct Deposit via ACH and Direct Payment via ACH. Her responsibilities include ensuring that the ACH Network remains a safe, high-quality payments system through enforcement of the fair and equitable NACHA Operating Rules, which govern the Network and guide risk management and create certainty for all participants.
Estep also leads NACHA in industry collaboration, education, and dialogue to facilitate the balance between innovation and risk management, thereby strengthening the Network and helping the industry create valuable payment solutions.
Prior to joining NACHA, Estep was executive vice president of U.S. Bank’s Transaction Services division.