An educational discussion on long term care

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July 10, 2017 – Host Bob Leins welcomes Dave Love, CLU, CLTC with The Love Financial Group to the studio for an educational discussion about long term care.  Morningstar investment analysts’ research shows that approximately 70% of Americans over age 65 will become cognitively impaired or unable to complete the activities of daily living.  Baron’s says the average need for LTC is almost four years for women and just under two and a half years for men.  Today’s discussion will focus on:

  • What is LTC?
  • Why is it a real concern?
  • How does it work?
  • Purchased annuities
  • How is each a benefit to the person(s) covered?  How can each potentially not be a benefit?
  • Statistics, tax advantages, Medicare and LTC, and HIPAA regulations
  • Options that will impact premiums

To ask a question and have it answered during the show, email us in advance at or call 202-465-3080 this coming Monday.  Program begins at 10:05 ET and questions are accepted between 10:20 AM and 10:55 AM.