Planning for your future

July 16, 2012 — This week on For Your Benefit certified financial planner Karen Schaeffer joins hosts Bob Leins and John Elliott to address some of the best financial questions that have been raised in our seminars by your fellow federal workers.

Topics include:

  • Home Mortgages: Should you refinance? What about reverse mortgages?
  • College Costs: Should you get loans? What about the pre-paid college programs, such as the 529 college savings plan?
  • Roth IRAs: What are the pitfalls and how can you avoid them? How do you know it is right?
  • Life Insurance: What are the basics to consider? How much coverage is right for you? Which type of policy — term versus whole-life?