TSP returns hold steady through January

The Thrift Savings Plan began 2013 almost exactly how it left off last year. All the regular funds — with the exception of the F Fund, made up of government bonds — and all the target-date Lifecyle Funds posted in positive territory for the month of January.

In fact, the C Fund, which matches the performance of the S&P 500 index and the S Fund, which tracks a broader market of company stocks not covered by the S&P 500, bettered their December performance — posting returns of 5.18 percent and 6.96 percent, respectively.

The I Fund, a mix of international stocks, was up 4.45 percent for the month.

Over the past year, the C, S and I Funds have made steady and often substantial gains, with each fund up about 17 percent over the past 12 months.

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The G Fund held steady at 0.13 percent in January, while the F Fund, down 0.56 percent, continued a two-month negative streak.

The L Funds opened the year with a strong showing, with the L Income up 1.10 percent. The L 2050 posted the largest gains among the target-date funds — 4.63 percent.

Overall, January was a strong month for the stock market. The S&P’s 5 percent gain last month made it the 12th best January since 1950, according to The New York Times.

Thrift Savings Plan January 2013 returns

Fund January Year-to-Date Last 12 Months
G Fund 0.13% 0.13% 1.46%
F Fund -0.56% -0.56% 2.80%
C Fund 5.18% 5.18% 16.83%
S Fund 6.96% 6.96% 17.87%
I Fund 4.45% 4.45% 17.60%
L Income 1.10% 1.10% 4.70%
L 2020 2.83% 2.83% 10.21%
L 2030 3.56% 3.56% 12.39%
L 2040 4.11% 4.11% 14.01%
L 2050 4.63% 4.63% 15.59%


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