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CSRS
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The dominant Federal Employees Retirement System covers most working feds. It’s good but it has several moving parts.
September 04, 2019 -
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Most experts say it is essential that people under the Federal Employees Retirement System put at least 5% into the Thrift Savings Plan.
August 28, 2019 -
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When the Federal Employees Retirement System was being developed in Congress, most people didn’t switch even though they probably should have.
August 26, 2019 -
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Since the 1980s some federal offices and postal stations have been divided by a form of pension envy between CSRS and FERS.
August 22, 2019 -
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With two critical months to go in the cost of living adjustment countdown, federal, military and Social Security retirees are in line for an inflation catch-up.
August 15, 2019 -
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Most current federal retirees, and a small percentage of folks still on the payroll, are under the old Civil Service Retirement System. It offers a generous lifetime annuity that is based on salary and length…
August 14, 2019 -
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The size and purchasing power of your 2020 biweekly paycheck or monthly annuity payment will be decided in a couple of months. The good news about the January 2020 COLA for federal, military and Social Security retirees is that there almost certainly will be one.
August 12, 2019 -
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The windfall elimination provision reduces the Social Security benefit for someone with less than 30 years of covered service if they qualify for an SSA benefit after as little as five years of covered service.
August 02, 2019 -
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Thanks to a 1997 tax law that included the then-new Roth option, many people saving for retirement now have two choices.
August 01, 2019 -
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Despite tough talk from Congress and the White House, the federal employee benefits package has so-far remained untouched.
July 30, 2019 -
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Many federal and postal workers live and work in high tax states, so many retire to low-or no-tax states to get more from their annuities.
July 11, 2019 -
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Are there states where retirees can get tax breaks and enjoy a better standard of living? Short answer: Yes.
July 05, 2019 -
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Despite a decade of mostly good-to-excellent returns in the stock-indexed C, S and I funds, most of the money feds have invested in their in-house 401(k) plan is in the fund which typically had the lowest returns.
June 11, 2019 -
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Most TSP investors know the stock market is long overdue for a major correction. The question is when will that happen, how long will it last, and what if anything you should be doing about it?
June 07, 2019
