TSP touts third straight month of positive returns

The Thrift Savings Plan posted across-the-board positive numbers for the third consecutive month in May, with a large majority of the retirement funds posting higher monthly numbers in May than they had the previous month.

More than half the funds remain stubbornly in the negative for the past 12 months, but the TSP’s overall positive streak stands out against the four-month trend of mostly negative numbers at the beginning of 2016.

The S Fund, which invests in small cap stocks, posted the highest monthly numbers in May at 1.81 percent, compared to 1.73 percent in April. However, it remains in the negative at -5.56 percent for the past 12 months.

The I Fund, which invests in international stocks, experienced the biggest reversal of fortune this month, falling to 0.27 percent in May, compared 1.89 percent in April, when it was the best performing fund. It also remains the worst performer in the past 12 months at -9.32 percent.

The C fund received a large post going from 0.39 percent in April to 1.80 percent it posted in May. For the past 12 months, it’s at 1.79 percent.

The TSP’s take-no-chances fund, the G Fund, ticked up slightly from to 0.15 percent, up from 0.14 percent. The fund also remains nearly unaffected at 2.03 percent in the past 12 months.

The F fund, a fixed income index investment fund, posted 0.08 percent this month, down from 0.41 percent in March. It improved in the last 12 months, going from 3.04 percent to 3.41 percent.

All of the TSP’s lifecycle funds posted positive numbers this month. However, only the L income fund is positive in the past 12 months, at 1.48 percent.

Thrift Savings Plan — May 2016 Returns
Fund May Year-to-Date Last 12 Months
G Fund 0.15% 0.78% 2.03%
F Fund 0.08% 3.63% 3.41%
C Fund 1.80% 3.60% 1.79%
S Fund 1.81% 2.85% -5.56%
I Fund 0.27% -0.12%   -9.32%
L Income 0.38% 1.35% 1.48%
L 2020 0.69% 1.75% -0.12%
L 2030 0.91% 2.06% -0.81%
L 2040 1.03% 2.20% -1.42%
L 2050 1.15% 2.27% -2.13%